I have to admit it.  I am a lousy saver.  Especially when I am confronted with the knowledge that you should have 6 months of expenses set back for emergencies.

You know, the rent, the car payment, utilities, food.  All of those things that you just can't live without in case you or your spouse should lose a job.

According to Bankrate, a financial website, one in three Americans do not have enough savings in their Emergency stash to survive in the event of a life changing event. However, they do offer some strategies to build your emergency fund:

Tell us how much you have in your emergency stash?  Take our poll: